• Debit cards
• Credit cards and
• Prepaid cards
cannot be met by bank balance then transaction fails.
Skimming commonly occurs at retail outlets, bars, restaurants, petrol stations and at ATM’s fitted with a skimming device.
Criminals also call victims impersonating as bank officials and mention that your card will be blocked and to avoid the same request card number, expiry date, Card Verification Value (CVV) number. They also deceive victims to share One Time Password (OTP) received on phone by mentioning security code, reset code etc. Fearing of blocking of the card, victims reveal card details resulting in losing their money.